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Tagged with: debt


  • Debt

    Debt A debt is a certain past-due amount owed by a second party (customer, debtor) to a first party (creditor, lender) and is due by a written contract. It represents the failed obligation of a consumer to pay back a monetary sum, before a specific deadline, under an agreement. Debts can be recovered either by a private DCA (Debt Collection Agency) hired by the original creditor, or by creditor’s internal financial departments.

  • Debt management

    Debt management Debt management is a service, provided by debt collection agencies (DCAs) or private debt advice companies and organisations. This service ensures an access to different management plans, which help consumers in debt to lower their total default monetary amount. If the original lender agrees to such repayment option and an official contract is signed, he is will usually agree to freeze all additional charges and interest fees, which are to be paid by the debtor.

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